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使用条件

阁下登入此网站及其中所载明或说明的产品、服务、数据、工具及材料(以下称为「网站」)，即表示承认阁下明白并接受以下使用条件。

登入网站

若此网站在任何司法管辖区向任何人士发布及／或提供是被禁止的(由于该人士的居籍、居住地、国籍或其他原因)，则该人士不可登入此网站。上述被禁止的人士或非上文指定的人士均不得登入此网站。阁下有责任知悉及遵守任何相关司法管辖区的所有适用法律及规定。

不构成要约

此网站所载数据并不构成执行任何投资或将投资变现或进行任何其他交易的要约或建议。该资料不应作为任何投资决定或其他决策的依据。任何投资决定应当根据适当的而且配合投资者需要的专业意见作出。

投资表现

投资的价值及所产生的收入可升亦可跌，投资者在出售投资后未必能取回其全数投资额，并应为可能蒙受全盘投资损失做好准备。不能保证任何投资产品的投资目标一定能实现，亦并未就投资产品的表现或投资回报作出任何陈述或承诺。过往的表现并非将来表现的指标。

不作出保证

瑞士百达资产管理（香港）有限公司在此网站提供的数据及意见仅为一般参考而设，并不构成广告。

瑞士瑞士百达资产管理（香港）有限公司及其数据提供者将尽一切努力确保此网站的数据于纳入之时均属准确及完整。瑞士百达资产管理（香港）有限公司虽然本着诚信认为其从数据提供者及其他来源所取得的数据均属可靠，但概不就该等资料是否准确、最新或全面作出任何明示或隐含的保证。此外，在此网站所表达的观点或意见可予以更改而无须通知。瑞士百达资产管理（香港）有限公司并不保证此网站的数据不会因发生技术故障(中断、第三方干扰、计算机病毒等)而更改。

责任限制

瑞士百达资产管理（香港）有限公司及其数据提供者无须对由于登入、使用、咨询或浏览此网站或其他连结网站所引起的任何性质的损失或损害负责，不论该等损失或损害是直接的、间接的或连续的。

税务

税务待遇视乎投资者的个人情况而定，并会有所改变。投资者在作出任何投资决定之前，宜咨询具体的专业意见。

网站、品牌及版权的拥有权

瑞士百达资产管理（香港）有限公司及网站内提及的其他瑞士百达集团品牌都是瑞士百达集团或其联属公司的注册商标或服务商标。

除非另行订明，此网站的全部内容均受版权保护。未经瑞士百达资产管理（香港）有限公司事先同意，阁下不可复制(全部或部分)、传送(以电子或其他方式)、修改、连结进入或使用此网站作任何公开或商业用途。

连结至其他网站

此网站可能自动连结至其他网站。阁下使用连结登入该等网站须自行承担全部风险。瑞士百达资产管理（香港）有限公司并未审核此网站所述其他网站所提供的信息是否准确，因此瑞士百达资产管理（香港）有限公司亦不会就其内容或经由该等网站提供的产品、服务或其他优惠承担任何责任。该等网站可能载有与并未经证券及期货事务监察委员会认可在香港向公众分销的基金有关的资料及材料。在客户要求取得与该等网站所述投资产品有关的数据时，所有香港中介人士在回复时须适当地审慎，确保遵守所有相关的当地规则及规定。阁下宜审慎行事，如对该等网站的内容有任何疑问，应咨询独立的专业意见。

此网站由瑞士百达资产管理（香港）有限公司编制及发布。瑞士百达资产管理（香港）有限公司是获证券及期货事务监察委员会发牌准予从事第1类(证券交易)、第2类(期货合约交易)、第4类(就证券提供意见)及第9类(资产管理)受规管活动的公司。此网站的内容并未经证券及期货事务监察委员会或香港任何监管机构审阅。阁下宜审慎行事，如对此网站任何内容有疑问，应咨询独立的专业意见。

本人已阅读及接受上述使用条款及条件。

Conditions of use!
By accessing this website and the products, services, information, tools and materials that it contains or describes (hereinafter, "the website"), you acknowledge that you have understood and accept the following conditions of use.  

Access to the website  
Access to the website is forbidden to any person from a jurisdiction (by reason of their domicile, residence, nationality or other) whose applicable laws and/or regulations prohibit the publication and/or availability of the website.  

No offer 
The information provided on this website is not intended to be a substitute for the funds’ full documentation. Hence, the information on this website does not constitute an offer or a recommendation to implement or liquidate an investment or to carry out any other transaction. It should not be used as the sole basis for any investment decision or other decision. Any investment decision should be based on appropriate professional advice specific to the investor's needs.  

Exclusion of warranty 
The information and opinions on this website are provided by Pictet Asset Management for general information purposes only. Pictet Asset Management and its data suppliers make every effort to ensure that the information on this website is accurate and complete at the time of its inclusion. However, although this information is obtained from sources that are believed to be reliable, Pictet Asset Management  and its data suppliers do not guarantee, explicitly or implicitly, that it is accurate, reliable, up-to-date or exhaustive. Furthermore, any view or opinion expressed on this website is subject to alteration without notice. Pictet Asset Management cannot guarantee that the information on this website has not been altered as a result of technical malfunctions (disconnection, interference by third parties, computer viruses, etc.).

Limitation of liability 
Pictet Asset Management and its data suppliers accept no liability for any loss or damage of any nature whatsoever, whether direct, indirect or consecutive, arising from accessing, using, consulting or navigating its website, or from links to other websites.  

Investment performance 
Past performance is no indication or guarantee of future results. Moreover, the value of and returns on the securities or financial instruments mentioned on the website may go down as well as up and investors may not get back the full amount originally invested.

Local legal restrictions 
None of the investment funds mentioned nor any of the related prospectuses shall be distributed to persons resident in any State in which the distribution of such funds or prospectuses is contrary to local laws and/or regulations. Such persons are forbidden to access this website. It is your responsibility to ensure that you are authorised to access this website. This website contains information on a large number of investment funds registered and managed in different jurisdictions. You will be required to indicate your place of residence before being allowed to access information relating to the said investment funds. Please note that access by private investors to the said information shall be limited to the investment funds authorised for sale to the public in their country of residence. The latest versions of the prospectus, Key information Documents (“KIDs”), annual report and semi-annual report translated into the language of your country of residence conform with any requirements laid down in the laws or regulations of that country. 

Singapore
For Singapore investors, the investment funds mentioned in this website are not authorised or recognised by the Monetary Authority of Singapore and are not allowed to be offered to the retail public.They are exclusively intended for (i) institutional investors as defined under Section 304 of the Securities and Futures Act, Singapore Statute Cap. 289 ("SFA"), (ii) to a relevant person pursuant to Section 305(1), or any person pursuant to Section 305(2), and in accordance with the conditions specified in Section 305, of the SFA, or (iii) any other person otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA.

Italy 
In Italy, P shares of Pictet sicav are offered by the Pictet Group in its role of General Distributor only to the Pictet Group's employees and to "Qualified Investors" as defined by art. 100 of Legislative Decree no. 58/1998. 

United Kingdom 
Entities of the Pictet Group outside the United Kingdom are not covered by the standards and regulations for investor protection issued by the Financial Services Authority. UK residents have no right to claim compensation through the Financial Ombudsman Service following losses resulting from failure to comply with certain obligations arising from the relevant regulations.  

United States of America 
None of the investment funds mentioned on this website is or will be registered under the "United States Securities Act" of 1933, as amended. Similarly, the investment funds mentioned on this website are not and will not be registered under the "United States Investment Company Act" of 1940, as amended. Consequently, the above-mentioned investment funds must not in any circumstances be offered or distributed: (i) in the United States of America, in any of its States or in any other political subdivision of the United States of America, or (ii) to or on behalf of or for the benefit of any United States Person (as defined in Regulation S of the "United States Securities Act" of 1933). 

Material interests 
The Pictet Group, its managing partners, directors, managers and staff may hold or may have held interests or positions in the securities referred to on this website or may have negotiated or acted as a market maker in respect of these securities. Furthermore, these entities or persons may have – or may have had – relationships with directors of the companies issuing the above-mentioned securities, and may supply – or may have supplied – financial or other services to them, or may hold or may have held directorships of the companies in question. 

Tax
Tax treatment depends on the personal circumstances of the investor and is subject to change. Investors are advised to seek specific professional advice before making any investment decision.

Ownership of website, brands and copyright 
Pictet Asset Management and the other Pictet Group brands mentioned on the website are registered trademarks or service marks of the Pictet Group or its affiliated companies. Unless otherwise indicated, the entire website is protected by copyright. It is forbidden to reproduce (in full or in part), transmit (by electronic or any other means), amend, create a link to or use this website for any public or commercial purposes without the prior agreement of Pictet Asset Management. 

Links to other websites 

This website may provide automatic links to other websites. You use such links to any external websites entirely at your own risk. Pictet Asset Management does not verify the accuracy of the information provided on the websites mentioned on this website. Pictet Asset Management therefore accepts no liability for their content or for the products, services or other offers available through them.

I have read and accept the present terms and conditions of use.